Paper Title
The Effects Of Compatibility, Social Influence, And Awareness In The Adoption Of Takaful

Abstract
This paper aims to investigate the effects of compatibility, social influence, and awareness on the adoption of takaful. The research was an empirical investigation based on surveys completed by 210 university staff in Malaysia. Using regression and correlation analysis, the paper found that only awareness is positively related to the adoption of takaful. On the other hand, compatibility and social influence appear to be the significant factors that adversely influence the adoption of takaful. The findings are also useful for takaful managers in effectively managing marketing strategies for takaful products and services. Index Terms�Adoption, Awareness, Compatibility, Social Influence, Takaful.