Paper Title
EXPLORING THE IMPACT OF FINTECH INNOVATIONS ON THE U.S. AND GLOBAL ECONOMIES

Abstract
The advent and propagation of the Financial Technology (FinTech) in the recent times has brought huge transformation on the global financial services industry, providing it with much-needed space for creativity as well as credit to many. This essay discusses the FinTech innovations prism, analyzing their influence on the US and global economies at large. The purpose of this discussion is to provide a nuanced perspective on the place of FinTech within the context of foreign economic circumstances. Via a rather stringent technique which is comprehensive methodology that illustrates the benefits of FinTech market both developed and developing countries, the case study focuses on the attributes of market efficiency, accessibility as well as the challenges in regulation which has been brought forth by the fast technological interventions. Study showed that FinTech is definitely among the factors that drove the progress of financial services in the aspects of efficiency and inclusivity. The influx of new technologies also lead to the complex regulatory challenges that required coordinated global kit of respond. These consequences create high interest for officials, financial experts and researchers who abide the sweeping winds of changes within financial services sector fueled by the advanced innovations. The research does not only explore the gaps between the emerging technologies received among different economic environments but also, it forecasts what the future trends of this field will be that can shape the future of the economy. Keywords - FinTech, Global Economy, U.S. Economy, Financial Services, Regulatory Challenges, Technological Innovation, Developed vs. Developing Economies.