Paper Title
Does Systemic Risk Affect Trust in the Private Sector? Evidence for Canada Context During Covid-19

Abstract
This paper aimed to analyze the determinants of citizens’trust in private institutions during the COVID-19 pandemic. The survey was conducted between 1st of January 2020 until the 31st of December 2020 on a sample of 36 851 observations in Canada. Using Ordinary Least Squares and Log it estimations, we document a negative and significant impact of healthcare access in trust in the private sector, this suggests that access to dental care, family physician and the difficulty in mental health can disfavor trust during COVID pandemic. Furthermore, we find that men are more risk-averse than women and perceive less trust independent of the type of private institutions. Also, the level of education and marital status impact trust in the private sector. Moreover, Instrumental Variable regression confirm our findings and mitigate any potential endogeneity issues that might result from the effect of omitted variables, reverse causality, or model misspecification JEL Classification I11 A14 C26 Keywords - Trust, Systemic Risk, Instrumental Variable Regression, COVID-19, Private Sector, Healthcare Access.