Paper Title
Comparison of The Turkey and Pakistan Banking Sector During The Covid 19 Pandemic Process and Analysis of The Relationship with The Internal Factors Determined Regarding Financial Vulnerabilities

Abstract
The negativities that may be caused by the Covid 19 Pandemic, which has affected the whole world, have updated the importance of the problem of financial fragility in the banking sectors of other world countries as well as the Turkish banking sector. In this study, considering the effects of the Covid 19 pandemic on the banking sector in different countries, the deposit banks in Turkey and Pakistan were taken as a basis and the relationship between the factors determined by the financial fragility criterion CAR was tried to be tested. In the literature research, it has been determined that analyzes are made by considering this issue in the Turkish banking sector or in different countries. However, no comparison was found between different countries. In this context, this study is thought to be different from the others. In addition, this comparison of the financial fragility levels of banks in the face of a possible crisis in the banking sector of the two countries is aimed to help similar academic studies and to add diversity and richness to the literature. Keywords - COVID-19, Fragility, Herfindahl Hirschman Index, Return on Equity (ROE),Stability Banking Sector, Turkish and Pakistan Conventional banks (CBs).