Paper Title
Economic and Social Factors Affecting Household Debt in Thailand

Abstract
The research aims to study factors affecting the overall household debt level in Thailand from 2002 to 2017. The term factors in this research were divided into two main parts: economic and social factors (12 factors in total). The research analyzed the relationship of economic and social factors affecting household debt in Thailand by utilizingmultiple regression analysis. The economic factors are consisting of the average monthly income per household, average monthly expenditure per household, interest rates, subsidies, taxation, excise tax, investment, provincial gross product income, and unemployment rate. The social factors are as follows educations, family sizes, and health problems. Meanwhile, the term household debt was classifiedinto five categories:debt for expenses, debt for agriculture, debt for non-agriculture businesses, debt for educations, and debt for buying/renting lands and houses.The study found that the factors affecting the household debt level in Thailand are the average monthly income per household, average monthly expenditure per household, family sizes, health problems, taxation, excise tax, investment, and unemployment rate, respectively. On the other hand, the factors that do not affect the household debt level are consisting of interest rates, subsidies, provincial gross product income, and educations. Keywords - Household Debt, Economic Factors, Social Factors