Paper Title
Household Saving Potential for Thailand Financial Stability

Abstract
The objectives of this research were to studythe potential of household saving in normal lifestyle and to educate the suitable saving knowledge for the Thai savers to use for monetary future planning in 5 perimeter provinces: Nonthaburi, PathumThani, NakhonPathom, SamutSakhon and SamutSongkram. For quantitative research technique, the results from 400 sampling savers revealed that they were well-educated, having upper medium to high revenue and had average saving rate between 31 � 40 % of their income. Their main purpose of saving was for spending in the post retirement period. As for the pattern of savings / investment they tended to deposit in commercial bank, purchase the Government Saving Bank Lottery and invest in life insurance policies more than invest in financial assets in The Stock Exchange of Thailand because of the household savers understood the high risk from SET and they did not want to face with fluctuation movement. For qualitative research technique by an in-depth interview with 10 savers showed their vision that �SAVING�was essential for everyone. The highest proportion of savings was distributed to deposit in commercial bank, deposit in their office saving co-operation and invest in life insurance policies. As for the high income household or the new family was allocated to the investment in real estate and sometimes in the bullion. Keywords- Financial Stability, Saving Potential.