Paper Title
Proposed Mobile Application: Paradigm Shift for Sharia Compliant Credit Card

Abstract
This paper proposed a mobile application that intends to offer a Shariah-compliant credit facility. As a solution for customers seeking technical tools that effectively complete their credit operations under Islamic law. The proposed scenario suggests the use of an electronic application instead of a plastic card. The electronic application implements the required contracts that are necessary to make the processes fully Shariah-compliant, the application execute a punch of contracts that approved by Sharia such as agency (Wakalah) and sales (Murabaha) , using a couple of tools also approved by Sharia such as constructive Possession, moreover there is a certain permissibility in debt particularly to debtor that there is allowance to deduct part of agreed profit, this mean if a client accelerates payment of one or more installments prior to the date specified for such payment , the Islamic bank may deduct part of the profit agreed upon between the Islamic bank and the client at the time of settlement this permissibility approved by AAIOFI standard . Keywords - Mobile Application; Credit Card; Islamic Banks; E-Bank; Investments; Murabaha; Mobile Banking.