Paper Title
The Effect of Bank Soundness on Stock Returns and Giving Banking Credits in Indonesia

Abstract
This study aims to examine and analyze the effect of financial ratios on stocks return and the amount of bank's loan distribution. Financial ratios are used as measurement indicators, namely Loan to Deposit Ratio (LDR), Non Performing Loans (NPL), Return on Assets (ROA), Net Interest Margin (NIM), and Capital Adequacy Ratio (CAR). The sample used in this study was 198 observations from 18 banking companies listed on the Indonesia Stock Exchange (ISE) in the 2005-2015 observation periods. Hypothesis testing is done using multiple regression analysis. The results showed that all variables of Net Interest Margin (NIM), Loan to Deposit Ratio (LDR), Non Performing Loans (NPL), Return on Assets (ROA), Capital Adequacy Ratio (CAR), had no effect on stock returns. While the variable Loan to Deposit Ratio (LDR), Net Interest Margin (NIM), Return on Assets (ROA), have a positive effect. Non Performing Loans (NPLs) and Capital Adequacy Ratio (CAR) have a negative effect on the amount of bank loan. Index Terms- Capital Adequacy Ratio (CAR), Loan to Deposit Rasio (LDR), Net Interest Margin (NIM), Non Performing Loan (NPL), Stock Return, Return on Assets (ROA).