Paper Title
Factors Affecting Household Debt in Thailand

Abstract
In this paper, The Factors affecting Thailand’s household debt is investigated through an economic model which the study employed a panel regression model. This study utilized historical data of a Thai’s household debt and each variable. The data sources are the cross-sectional panel data of 76 provinces of Thailand and times series data about 10 every after years from 1998-2015. Provinces in totally 76 and divided the data 4 regions. The findingshows that the factors affecting household debt in every region are income taxes, interest rate, and unemployment. Keywords - Household Debt, Debt, Thailand, Panel Regression, Fixed and Random effect.