Paper Title
A Comparative Study of DAMU (Kazakhstan) and KOSGEB (Turkey) to Provide SME Financial Support Programs

Abstract
Despite the importance of small and medium-sized enterprises (SMEs), there are remarkable amount of obstacles for them. One of the most significant constraint of SMEs is the access to finance. Banks are reluctant to provide financial support for small enterprises. Rather, governmentsare supposed to provide supports to promote entrepreneurial improvement. This study comparesthe state supports provided by KOSGEB and DAMU. Study findings might have political implications regarding the mutual experience interchange.