Paper Title
The Mutual Relationship between Intellectual Capital and Organizational Effectiveness -Literature Reviews - Financial and Investment Sectors in Third World Countries

Abstract
The aim of the research is to refer to the importance of the concept of intellectual capital in general, also in third world countries in particular, where most of them have seen many changes during the previous period. It is also very important to focus on the financial and investment sectors to know the role of intellectual capital in enhancing the capabilities of the employees who work In these sectors, through the relevant reference studies, the research focused on two dimensions: (gravity, activation and attention to customers) The study found that the interest in intellectual capital is still limited and lacks attention. The study also confirmed the direct positive impact of the intellectual capital and the creative abilities of the workers in the research sample. Accordingly, the study recommended the need to increase attention to knowledge assets and to give human development efforts a strategic dimension. Keywords - Intellectual capital, Organizational effectiveness, Efficiency, Ethics, The third world countries, Financial and investment sector. JEL classification: No.- M1, M12